It is remarkable what a difference it makes in a shop if you mention the Consumer Rights Act 2015. Shop staff are likely to assume that you know what you are talking about and will back off accordingly. One of the most important things to remember, and please don’t think I’m being patronising here because I’ve forgotten this rule myself…
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Regular MoneySucks reader Stephen Baxter has just asked us this question: “I was at one point working for Scotrail and then a few years as a teacher. I know I have pensions I have paid into but what can I do to get this money and get it working for me in a pension scheme?” This is a really common…
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A good starting point once you have spoken to family and friends and had a look at some comparison sites is to have a word with your bank. They are able to look at your financial history and know your income and outgoings already and so it might be a speedier process than starting from scratch with someone you have…
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There are many different places to go for mortgage advice and it can be quite confusing, especially if you are doing it for the first time. It can be a good thing to talk to family and friends first of all – ask them which Bank or Building Society they have their mortgage with and how they found the service.…
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