The Financial Conduct Authority warned recently that it felt that some lenders weren’t doing as much as they could be when it came to treating mortgage borrowers who had fallen into arrears. That’s not good news and a worrying development for borrowers who expect their lenders to support them through difficult times. The FCA was concerned that some lenders are…
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I have to say that I still find the pricing of train journeys mindblowing. I was travelling to Manchester last week and couldn’t believe the options available and the different ways I could buy tickets for what should be a simple journey. It turns out that for me on the day I was travelling the cheapest way to travel was…
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Pension scams are back in the news with revelations that consumers have had millions of pounds stolen from their pension pots in recent weeks. The scams take various forms. In some cases money is simply stolen from your pension fund and transferred to somewhere else never to be seen again while other involve your pension buying high risk assets that…
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It’s good to see charities like StepChange encouraging people to take action and speak to someone when they have problem debts that they can’t keep on top of. It’s very easy to bury your head in the sand when you have money problems and if you do this the only thing that you can be sure of is that your…
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