There’s no better place to start a money spring clean than with your bank account. Get a hold of your most recent statement, whether that’s a paper copy of one you can access online. Go through it line by line to make sure that you understand every credit and debit on the statement. “Why should you have to do that?”…Read More
Is the sun setting on tax-efficient pensions?
There is a lot of talk in the money pages at the moment about the changes that the Chancellor might make to pensions legislation in his budget next month. Pensions are very tax efficient in that money paid in to a pension is generally eligible for tax relief at your highest rate, growth inside the pension is generally tax-free, and…Read More
Fixed or Variable, that is the question.
I recorded this before interest rates rose to 4% recently, but it’s still a useful listen whatever happens to rates later this year.
To watch Fergus talk about this click on ‘read more’ below.Read More
What you need to know about tax deadlines.
Here’s a wee reminder of this month’s HMRC deadlines. You don’t want to get caught out with any careless mistakes now, do you?Read More