If you’re easily tempted by the ’30-day free’ offers that scream at us from web pages and apps these days then take what follows as a warning. Newspaper, magazine and gym memberships are all being heavily advertised at the moment and it always feels good when we think we’re getting something for nothing. But if you do take advantage of…
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Are you travelling safe?
Much has been written during the recent spell of bad weather about passengers rights when airlines fail to deliver on their promises to get you on holiday on time, or indeed back from holiday on time. One of the most important issues about holiday travel has perhaps been a bit lost in all of the talk about consumer rights. And…
Read MoreThe Tax Clock is Ticking
We’re now well into October and you only have a matter of weeks left if you are one of the 3 million or so taxpayers who still file a paper tax return each year. October 31st is the deadline for paper eturns to be received by HMRC. Note I said received by, not sent to. There is a difference!
And it is a difference that could cost you a £100 fine! That’s the automatic penalty you will be hit with if HMRC ask you to complete a Tax Return and you don’t comply.
Read MoreWhere to go for mortgage advice – Part 2
A good starting point once you have spoken to family and friends and had a look at some comparison sites is to have a word with your bank. They are able to look at your financial history and know your income and outgoings already and so it might be a speedier process than starting from scratch with someone you have…
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