When is ‘free’ not the same as ‘costs nothing’?

If you’re easily tempted by the ’30-day free’ offers that scream at us from web pages and apps these days then take what follows as a warning. Newspaper, magazine and gym memberships are all being heavily advertised at the moment and it always feels good when we think we’re getting something for nothing. But if you do take advantage of…

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Mortgage lenders need to up their game.

The Financial Conduct Authority warned recently that it felt that some lenders weren’t doing as much as they could be when it came to treating mortgage borrowers who had fallen into arrears. That’s not good news and a worrying development for borrowers who expect their lenders to support them through difficult times. The FCA was concerned that some lenders are…

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