Payment Protection Insurance has rarely been out of the headlines in recent years. Millions of consumers have reclaimed billions of pounds as a result of polices that were sold by banks and insurers. The policies were typically sold to cover repayments on mortgages and other loans. They were usually sold at the same time as the loan was set up,…
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There’s still a lot of confusion out there about the way we use credit cards, how we are charged for using them, and what impact the way we use them is likely to have on our credit histories. Millions of us use credit cards every single day, a high percentage of these millions have more than one card, and a…
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Christmas 2019 will soon be upon us. “Surely not”, I hear you ask or, more likely, “There’s tons of time before Christmas why is he mentioning that at the beginning of June when we haven’t even had our summer holidays yet?” The reason is very simple. Every year I spend lots of time in January, February and March helping readers…
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We’re constantly being told by politicians, commentators, and pundits that the economy is in really good shape and that we have nothing to worry about. But these views don’t seem to be backed up by the statistics I’m reading suggesting that personal debt is at its highest level for years and that many people are really struggling week to week…
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