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Category: Borrowing Stuff

Fixed or Variable, that is the question.

February 2, 2023February 8, 2023 Fergus Muirhead

I recorded this before interest rates rose to 4% recently, but it’s still a useful listen whatever happens to rates later this year.

To watch Fergus talk about this click on ‘read more’ below.

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Pay your debt or save your cash?

March 10, 2022March 31, 2022 Fergus Muirhead

I’ve had a few letters and calls from people with money in the bank and a personal loan, credit card, or mortgage that they are repaying. Their question is ‘should I use my savings to repay my loan, or should I keep my savings and continue to repay my loan every month?’ My answer usually start with two words ‘It…

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Borrowing Stuff, Consumer Stuff, Money Stuff, Saving StuffLeave a comment

It’s good to talk

April 22, 2020 Fergus Muirhead

It’s good to talk goes the old adage and it’s certainly true as far as money is concerned. We’re very tight-lipped about the way we talk to our friends and family about our money. We tend not to talk about how much we earn, or how much we’ve borrowed to buy the house we live in, and we certainly don’t…

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Borrowing Stuff, Consumer Stuff, Money StuffLeave a comment

It’s time the banks got their acts together

April 15, 2020 Fergus Muirhead

I have to confess to a degree of unease with the way the banks are behaving at the moment. I received an email from one of our major banks the other day to tell me that they were reducing the rate of interest they paid on their instant saver account from 0.35% to 0.01%. Their other accounts, and their range…

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Borrowing Stuff, Consumer Stuff, Money Stuff1 Comment

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Latest News

Interest rates are now up over 5%.  But have the recent rises really helped to deal with inflation? Take a look at Fergus’s recent post to see what that might mean for you.

Moneysucks for musicians

Have a look at the first part of our series on how musicians can best maximise and protect their income from their own words and music.
We'll be adding to this in the coming months to provide much more useful information for musicians.

Any Questions

If you have any money or consumer questions for Fergus please feel free to drop him a line at info@moneysucks.net.

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