Most of us have family that we would like to leave money to when we die. Many of us own property either to live in or that we rent out at a profit and a lot of us are in business, either on our own or with other people. And we all have CDs or old toys or golf clubs…
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Many of the emails I receive from readers ask about the best way to manage their money. Most of us seem to float along from month to month without really understanding whether we are using our money as efficiently as we can. Are the banks accounts that we use doing the things we need them to do? Are we paying…
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I read a lot at the moment about the way we repay our mortgages, and that we should be doing all we can to clear them as soon as possible, and certainly before we stop work. I’m not convinced that’s necessarily a good idea, and it seems as though the banks and building societies involved in lending money for mortgage…
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I know from the emails and letters I receive that pensions are still a source of confusion for lots of our readers. The auto-enrolment that was introduced by the government a few years ago is taking shape, and will help many millions of workers to retire with more than they ever thought they would have in their pension funds. But…
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