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Author: Fergus Muirhead

Have you sent your tax return to HMRC yet?

January 29, 2024January 29, 2024 Fergus Muirhead

If you still complete a paper tax return then you should have done so by the end of October last year for tax year 2023/23, which ended on the 5th April last year. If you didn’t send a paper return but you have to complete a tax return, then the deadline is the end of this month, or in two…

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Why the interest in inflation?

August 1, 2023 Fergus Muirhead

Basic economic texts tell us that inflation is caused by an increase in demand and that inflation can be reduced if interest rates are increased, since the increase in the cost of borrowing will dampen the demand for ‘stuff’ and reduce the upward pressure on prices. The Bank of England seems to have read this part of the economics text…

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Could your bank account do with a Spring clean?

March 2, 2023 Fergus Muirhead

There’s no better place to start a money spring clean than with your bank account. Get a hold of your most recent statement, whether that’s a paper copy of one you can access online. Go through it line by line to make sure that you understand every credit and debit on the statement. “Why should you have to do that?”…

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Is the sun setting on tax-efficient pensions?

February 8, 2023February 10, 2023 Fergus Muirhead

There is a lot of talk in the money pages at the moment about the changes that the Chancellor might make to pensions legislation in his budget next month. Pensions are very tax efficient in that money paid in to a pension is generally eligible for tax relief at your highest rate, growth inside the pension is generally tax-free, and…

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Latest News

Interest rates are now up over 5%.  But have the recent rises really helped to deal with inflation? Take a look at Fergus’s recent post to see what that might mean for you.

Moneysucks for musicians

Have a look at the first part of our series on how musicians can best maximise and protect their income from their own words and music.
We'll be adding to this in the coming months to provide much more useful information for musicians.

Any Questions

If you have any money or consumer questions for Fergus please feel free to drop him a line at info@moneysucks.net.

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