More and more youngsters are really struggling to get their foot on the housing ladder, and the average age of first time buyers will soon be the same as the average age of retirees. There is, unfortunately, no simple solution to this issue. There are many contributing factors including the lack of housing stock for people to buy and the…
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BBC Scotland’s Theresa Talbot asked us for some help in the way she manages her money. She’s trying to save £9000 or so to help her fund a Masters Degree in TV Drama Writing and reckons that she needs to improve the way she uses her money. The first task we set her was to keep an absolutely accurate note…
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It will soon be time to start planning summer holidays and all of the available research suggests that this year tens of thousands of us are going to be loading even more debt on to already straining credit cards. If you are one of them then now might be a good time to have a look at your credit card…
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My bank called me recently to check some transactions on my credit card. We went through the most recent purchases and I told them they had missed one out – for a hotel I had stayed in the previous night. “Oh, that one didn’t go through, it was referred.” I don’t think so, I replied, as far as I was…
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