Do you read all of the Terms and Conditions of every insurance policy that you buy? Should you have to? The answer to both questions, given that I’m told the average policy document comes with something like 25,000 words, should be no. And for the vast majority of us it is actually no, certainly as far as the first question…
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And they get away with it because we can’t be arsed doing anything about it. It’s called apathy and the banks love it. It means that they know we’ll leave our money in accounts paying shockingly low rates of interest because we can’t be bothered taking the time to move it. There’s more chance of us changing our partner than our bank account. A
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What’s the difference between ‘no commission’ and ‘no charge’? Well it could be quite a lot for any holidaymakers arriving back from a recent half term break with unspent currency in their pockets. Many of us rush straight back to the place we bought our currency from when we get home to try to swap any holiday money that we…
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It’s very easy to be tempted by many of the ’30-day free’ offers that scream at us from many web pages and apps these days. Games, newspapers, magazines and gym memberships are amongst the fruits that are dangled in front of us daily, and sometimes it’s just too difficult to refuse. If you do take advantage of these offers then…
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