It’s easy sometimes to forget the seasons we should be saving, and the benefits of doing so. so I’ve put together ten tip tips to help you. Here’s 1 to 5. The rest will follow next week. Saving is not difficult. It’s all about planning and keeping some of the money you have today to use at some point in…
Read MoreYear: 2015
An interesting comparison between buying and leasing your car
I wrote recently about the different options available when you come to buy your next car. It’s an important decision that most of us have to make, and shouldn’t be taken lightly, or without research. I found this great article online. It’s from www.howstuffworks.com and is based on an American example but the theory is relevant here as well and…
Read MoreWhen is advice not advice?
Look at the leaflet at the bottom of this post, and apologies for the poor quality of the photo. It’s on display in Royal Bank of Scotland branches in Glasgow. The ‘protection consultant’ is going to ‘help work out your needs’, ‘discuss the options available’, ‘answer questions’, ‘give you all the information to decide’ and ‘help you through the application…
Read MoreGive credit where credit is due.
Credit applications have tightened up over recent years and ‘credit history’ is one of the biggest factors affecting your ability to get credit. Without doubt it is also one of the personal finance issues I get asked most frequently. It’s especially important for students and young people starting out managing their own money So how can you build up a…
Read More