Now that the school holidays are on us, or very close depending on where you live, parents are under pressure to keep children amused. And we seem to associate that with spending money on them. Which is not necessarily a good idea in these financially challenging times for many. So this is a very short piece that says you don’t…
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One of the biggest things stopping us dealing efficiently with our money is apathy. I’ve lost count of the number of letters and emails I’ve seen over the years complaining about the low interest rates paid by some bank and building society accounts. At the same time I’m amazed by the number of people who keep significant amounts of cash…
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The new Pensions Minister and erstwhile ‘consumer champion’ Ros Altmann has been suggesting that pension companies need to get their acts together and start to follow the spirit as well as the letter of the Government’s new pensions rules. I think the phrase she used was something along the lines of pension companies starting to let their customers ‘use their…
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We really need to make sure that we use the correct terminology when discussing tax, particularly in relation to tax avoidance and tax evasion. It’s really quite simple. Tax avoidance is legal and tax evasion is not. Tax avoidance is about arranging your affairs in such a way that you pay as little tax as possible. Tax evasion is about…
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