We looked at the first five in my Top Savings Tips a few weeks ago. here are numbers 6 to 10. You have to consider whether you need your savings to produce capital growth in the longer term or an income either immediately or in the near future. You may be able to combine both. Not all savings…
Read More
I thought I was finished with my comments on payday lenders but it looks like the problem has not gone away yet. More news out recently suggests that another lender has been fined by the Financial Conduct Authority, this time for imposing ‘unfair fees’ on its customers, including charging them £50 to transfer them to the firms’ own debt collection…
Read More
I took advantage of a very kind invitation from CUNA Mutual to speak at their Scottish Credit Union Conference recentl at Glasgow Science Centre. It certainly was an eye-opener as speaker after speaker talked in glowing terms about the advances made by credit unions in recent years and the unique products they now offer their members. Scottish government minister Fergus Ewing…
Read More
For decades now scientists have been looking for the all encompassing ‘theory of everything’. It’s a so-far vain search for a unifying theory that explains all the as yet unexplainable mysteries of our universe. Maybe the scientists need to take a leaf out of our new Government’s ‘single benefit’ – one benefit introduced by Ian Duncan Smith to replace the…
Read More