Credit applications have tightened up over recent years and ‘credit history’ is one of the biggest factors affecting your ability to get credit, and one of the personal finance issues I get asked most frequently. It’s especially important for students and young people starting out managing their own money So how can you build up a clean credit history if…
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I’ve written about the importance of budgets before but now, for the first time, you can watch for 60 seconds and learn the basics of an effective budget. In Part 2 we look at the importance of the money that comes out of your bank every month.
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The Financial Conduct Authority is concerned that insurers and their brokers are not providing the right information to consumers about the different payment options available when purchasing general insurance, like car and home contents cover. Linda Woodall, acting director of supervision at the FCA said, “Consumers should expect clear information about the payment options available to them. Regardless of whether…
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I had great fun two weeks ago at The Corn Exchange in Edinburgh as a judge at the Lloyds Bank Money for Life Challenge Grand Scottish Final. The competition asks teams from Scotland’s Colleges to put together ideas and projects to improve financial capability in their communities and the final had five teams from all over the country come to…
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