There’s still a lot of confusion out there about the way we use credit cards, how we are charged for using them, and what impact the way we use them is likely to have on our credit histories. Millions of us use credit cards every single day, a high percentage of these millions have more than one card, and a…
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Christmas 2019 will soon be upon us. “Surely not”, I hear you ask or, more likely, “There’s tons of time before Christmas why is he mentioning that at the beginning of June when we haven’t even had our summer holidays yet?” The reason is very simple. Every year I spend lots of time in January, February and March helping readers…
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We’re constantly being told by politicians, commentators, and pundits that the economy is in really good shape and that we have nothing to worry about. But these views don’t seem to be backed up by the statistics I’m reading suggesting that personal debt is at its highest level for years and that many people are really struggling week to week…
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Money is the top strain on relationships, according to a survey by the charities Relate, Relationships Scotland and Marriage Care. And it’s a common cause of rift between family and friends too. When people argue about money, it’s often because they have different attitudes to money. Our attitudes to money are formed in early life from our home environment and…
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