I know the schools don’t seem to be long back after the October break but I have already noticed that a few of our larger retailers have now set aside some of their floor space for Christmas decorations, cards, and wrapping paper. A quick check on my calendar tells me that by the time you are reading this there will…
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Most of us have family that we would like to leave money to when we die. Many of us own property either to live in or that we rent out at a profit and a lot of us are in business, either on our own or with other people. And we all have CDs or old toys or golf clubs…
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Many of the emails I receive from readers ask about the best way to manage their money. Most of us seem to float along from month to month without really understanding whether we are using our money as efficiently as we can. Are the banks accounts that we use doing the things we need them to do? Are we paying…
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Most of the letters we get from BT and other phone providers tell us that we owe them money but I got a great letter from BT the other day telling me that my account was several hundred pounds in credit. How can I be so badly organised to allow me to pay BT so much more than I was…
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