Insurers and other consumer groups are warning motorists that it is a legal requirement to ensure that your car is insured and that the insurance you have is appropriate for the car and its drivers, and is kept up to date at all times. sounds like teaching your granny to suck eggs but you’d be amazed at the statistics showing…
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I received two letters from Scottish Gas recently. The first one, an electricity update, tells me that I’m in debt and my monthly payment will have to increase to £xyz. The second one, a gas update for the same account, since Scottish Gas supply all the gas and electricity in my house, tells me that I’m in credit (to the…
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My home phone rang at 8am the other day. That’s usually a bad sign. It looked like an international number, the USA to be specific, and since I have family there I thought it prudent to answer. I heard a voice tell me that he was Alex from BT and that he was phoning to tell me that my broadband…
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How long could you survive if you stopped earning money tomorrow? It’s a question that most financial advisers ask their clients pretty early in their relationship and the answers are often surprising. Most advisers reckon that people should have an emergency fund that equates to three months’ income, although some would increase this to six months. It’s important to have…
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