Interest rates are at an all-time low and many savers are struggling to find bank and building society accounts that are keeping pace with inflation, and in fact many are finding that their money is lying around in accounts that don’t even match the 0.5% Bank of England base rate. In fact the Financial Conduct Authority has just reported that…
Read MoreYear: 2015
It feels good, but won’t get you anywhere.
I have a friend, with a very public profile, who called a call centre recently to complain about something. Forgetting that he had given his very well-known name at the start of the conversation, which wasn’t going his way at all, he ended it by telling the ‘customer service operative’ that he “should go away and get a proper f***ing…
Read MoreDon’t try to deal with debt on your own.
Debt in itself doesn’t have to be a problem. Most of us will borrow money at some point in our lives, and pay it off without any problem. It can be long term to help buy a house or short term to help when we need to buy something that we don’t have the cash for at the time we…
Read MoreAdvice or guidance? Which is it to be?
The Government made further announcements recently concerning pension changes that were announced in the Budget earlier this year. And I’m afraid these new pronouncements did nothing to dispel the nagging doubts that I have over the changes that have been introduced. It’s all well and good telling people that they can have the freedom to use their pension money in…
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