Life assurance, who needs it? Everyone say the salesmen. Not me, you respond, at least not until I die! So what’s the truth – when should you buy life assurance, what kind should you buy, and where should you get it from? In the first of a series exploring all of the different types of ‘protection’ on the market we…
Read MoreYear: 2015
Sixty Second Budget
Do yourself a favour and take sixty seconds out of your busy day today and listen Fergus Muirhead explain why you can’t plan your finances properly without a budget.
Read MoreSwitch? On or off?
There’s an interesting bit of research that I’ve mentioned before that shows that you’re more likely to change your partner than your bank account. It’s probably apocryphal but not too far from the truth. Part of the reason for this is that we are pretty lethargic about money, as we’ve said before. I talk to lots of people. For example,…
Read MoreCap the payday lenders. And make the banks do their jobs.
Payday loans invoke almost as much argument as the merits or otherwise of Mrs Thatcher’s political legacy. Daytime television and some sections of our, mainly tabloid, press are full of adverts for loans with interest rates that often run into the thousands if not the tens of thousands percentage Annual Percentage Rate points. And this at a time when the…
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