It can often seem like a good idea to consolidate all the small loans you have into one big one, especially if that bigger loan company is offering a lower rate of interest than the rates you are currently paying. But it’s not just about the rate of interest you are going to be paying, although there is no doubt…
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The horrible weather of the last few days has brought train delays and cancellations back in to focus for travellers, and reminded me to tell you about the fact that you can get some, if not all, of the money that you spend on train travel back from the train operators if your journey is delayed. The train I…
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Bank customers must be feeling that they’re being battered on all sides at the moment. At the same time as banks are reducing the rates of interest that they pay on many accounts they are also serving notice that they intend to increase arranged overdraft rates on current accounts from April. There seems to be no hiding place for customers…
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Now that Christmas is over for another twelve months we all have a chance to reflect on our finances for the coming year. We all make New Year resolutions and one of the most important for many this year will be to promise to make better use of our money in the year ahead. As well as promising not to…
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