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Year: 2020

A budget will help you spend

May 14, 2020May 14, 2020 Fergus Muirhead

Tens of thousands of workers up and down the country will have received April’s pay a couple of weeks ago and many will have seen that pay reduce from what they are used to. Many employers will have taken advantage of the government’s Job Retention Scheme to help them to continue to pay their staff, and this could have the…

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Budgeting Stuff, Money StuffLeave a comment

It’s good to talk

April 22, 2020 Fergus Muirhead

It’s good to talk goes the old adage and it’s certainly true as far as money is concerned. We’re very tight-lipped about the way we talk to our friends and family about our money. We tend not to talk about how much we earn, or how much we’ve borrowed to buy the house we live in, and we certainly don’t…

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Borrowing Stuff, Consumer Stuff, Money StuffLeave a comment

It’s time the banks got their acts together

April 15, 2020 Fergus Muirhead

I have to confess to a degree of unease with the way the banks are behaving at the moment. I received an email from one of our major banks the other day to tell me that they were reducing the rate of interest they paid on their instant saver account from 0.35% to 0.01%. Their other accounts, and their range…

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Borrowing Stuff, Consumer Stuff, Money Stuff1 Comment

Check the small print when you’re ordering from home

April 7, 2020 Fergus Muirhead

One of the changes that being stuck at home has meant for most of us is that we’re doing much more shopping online. While that continues it’s important to remember that the rights that you have when you buy goods online are not the same as the rights you enjoy when you shop on the High St. When you’re shopping…

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Moneysucks for musicians

Have a look at the first part of our new series on how musicians can best maximise and protect their income from their own words and music.

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