News on bbc

Fergus will be back on the John Beattie Show on BBC Radio Scotland on Wednesday just after the 1pm news with some great tips to help organise your money and understand your consumer rights. This week he'll be looking at the best way to spring clean your finances at the beginning of a new tax year. Catch up on previous shows here

Moneysucks for musicians

Have a look at the first part of our new series on how musicians can best maximise and protect their income from their own words and music.

Sixty Second Tips 6 -Section 75

Section 75 of the Consumer Credit Act is a fantastic piece of legislation, as well as the main reason that you need to use your credit card if you’re buying goods or services that cost more than £100 and less than £30,000.

Here are sixty seconds on why you need to understand Section 75 rules.

3 Responses to Sixty Second Tips 6 -Section 75

  • Steve clark says:

    Hi Fergus,
    Is that pay your credit card bill in full or just the minimum monthly payment required

    • Fergus Muirhead says:

      Just the minimum payment Steve. As long as your payments are up to date. Just making the point that you don’t want the card company to wriggle out of dealing with you because they tell you that you are behind with your payments and therefore you have broken your contract with them.

  • Gerard Marshall says:

    Hi I was invited to invest in properties in US through a now liquidated uk company and paid total £60K the first installment by credit card. I made to subsequent payments of £26.5K and £20K along with property taxes. The first property now is foreclosed. The second property ws never realised. Am I able to claim through section 75a as well as section 75 consumer credit act?


    Gerard Msrshall

Leave a Reply

Your email address will not be published. Required fields are marked *


It looks as if the Financial conduct Authority might be about to take action to help so-called 'mortgage prisoners', borrowers who have loans with companies that are no longer trading.

60 Second Tips

In a brand new series listen to and watch Fergus Muirhead here as he explains common money and consumer issues in less than one minute.
This series will build up over the next few months into a valuable library of money and consumer tips, all delivered in a simple and straightforward way.

Subscribe to our newsletter

* indicates required

Moneysucks? is: