News on bbc

Fergus will be back on BBC on Wednesday this week on the John Beattie Show on BBC Radio Scotland just after the 1pm News with some great tips to help organise your money and understand your consumer rights. Catch up on previous shows here

Moneysucks for musicians

Have a look at the first part of our new series on how musicians can best maximise and protect their income from their own words and music.

Musicians Stuff

The Tax Clock is Ticking

We're now well into October and you only have a matter of weeks left if you are one of the 3 million or so taxpayers who still file a paper tax return each year. October 31st is the deadline for paper eturns to be received by HMRC. Note I said received by, not sent to. There is a difference! And it is a difference that could cost you a £100 fine! That's the automatic penalty you will be hit with if HMRC ask you to complete a Tax Return and you don't comply. Continue reading

Where to go for mortgage advice – Part 2

A good starting point once you have spoken to family and friends and had a look at some comparison sites is to have a word with your bank. They are able to look at your financial history and know your… Continue reading

Take care when returning unused currency

What’s the difference between ‘no commission’ and ‘no charge’? Well it could be quite a lot for any holidaymakers arriving back from a recent half term break with unspent currency in their pockets. Many of us rush straight back to… Continue reading

Rachael’s Tax Dilemma

What follows below is Rachel's account of a recent trip to Belgium with some tax questions that it raised for her. We have then answered these questions for Rachel but in a way that we hope will benefit all musicians who have an uncomfortable relationship with HMRC (otherwise known as The Revenue!). Find out more about Rachel and her music at www.rachelhair.comor http://tinyurl.com/6fzw5uu Continue reading

News

Bank of England Governor Mark Carney hinted last week that interest rates could be on the move soon and it seems as though this announcement is already leading to some lenders increasing their rates for borrowers.

60 Second Tips

In a brand new series listen to and watch Fergus Muirhead here as he explains common money and consumer issues in less than one minute.
This series will build up over the next few months into a valuable library of money and consumer tips, all delivered in a simple and straightforward way.

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