News on bbc

Fergus will be back on BBC on Wednesday this week on the John Beattie Show on BBC Radio Scotland just after the 1pm News with some great tips to help organise your money and understand your consumer rights. Catch up on previous shows here

Moneysucks for musicians

Have a look at the first part of our new series on how musicians can best maximise and protect their income from their own words and music.

Moneysucks? is:

Tax Stuff

State Pension. Where do we go from here?

What’s your take on news that the State Pension could increase to 68 soon. Do you think even 68 is optimistic and that the reality is that sooner rather than later we could be looking at a State Pension age… Continue reading

Are the new ISAs worth it?

Part of the problem revolves round confusion about when the money built up in the LISA can actually be used. When it was introduced the Chancellor said that it could be used either at retirement or when first time buyers purchase their first house. Of course if you can’t use it until you have actually completed on your house purchase then it can’t be used to help with your deposit – something that George Osborne seemed to suggest was central to its introduction when he announced plans for the LISA at his last budget. Continue reading

How taxing can a tax rebate be?

Under the ‘What will happen’ section of the form I was then told that "The Tax Repayment Agency will retain 40% excluding VAT for processing and administration. Terms & Conditions at www.taxrebate.co.uk\terms.pdf" Forty percent! Wow. for doing something that I could do myself! Continue reading

Pensions – how the Chancellor fudged the changes

The Government, in particular George Osborne who was Chancellor at the time, made it all sound really attractive when he stood up on Budget day and announced the changes. ‘It’s you money, you should be able to do what you like with it’ was what he seemed to be saying and while, within limits, that’s the case what the Chancellor didn’t explain very well Continue reading

News

Scammers are getting more and more sophisticated as BBC News reported earlier this week and as we reported last week. Make sure you read both stories and do all that you can to stay safe.

60 Second Tips

In a brand new series listen to and watch Fergus Muirhead here as he explains common money and consumer issues in less than one minute.
This series will build up over the next few months into a valuable library of money and consumer tips, all delivered in a simple and straightforward way.