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News on bbc

Fergus will be back on BBC on Wednesday next week on the John Beattie Show on BBC Radio Scotland just after the 1pm News with some great tips to help organise your money and understand your consumer rights.

No receipt but you still have rights.

One of the most common questions I get asked relates to your right when you take back unwanted or faulty goods. The reaction many customers get from shop staff if they try to do this without a receipt goes like… Continue reading

Don’t try to deal with debt on your own.

Debt in itself doesn’t have to be a problem. Most of us will borrow money at some point in our lives, and pay it off without any problem. It can be long term to help buy a house or short… Continue reading

Don’t forget the budget basics.

One of the most common comments that you hear people making about budgeting, and the one thing that puts people off the idea of ever doing one, is that it is about not spending money!

But that is simply not… Continue reading

Off to College or University? Ensure you’re insured

It’s an exciting time for tens of thousands of young Scots leaving home for the first time over the next couple of weeks to begin College and University courses. Lots of new things to consider and look forward to, and… Continue reading


BBC reports on another payday lender being fined £20M for charging customers £50 to transfer them to the firm's debt collection business in another example of unfair fees levied by firms.

60 Second Tips

In a brand new series listen to and watch Fergus Muirhead here as he explains common money and consumer issues in less than one minute.
This series will build up over the next few months into a valuable library of money and consumer tips, all delivered in a simple and straightforward way.

Rachel’s money diary

From time to time musician Rachel Hair will be asking us questions about her money, and how she should manage it as a self-employed musician. We'll be asking a range of experts to answer her questions. In her first blog she is wondering how best to deal with the taxman following a trip her trio made to Belgium.